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PendingSingleFamilyResidence

2628 Lawrence Ave

San Bernardino, CA, 92404

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$425,000

MLS: IG26190694

Beds

2

Baths

1

Sq Ft

896

Lot

0.45 ac

Year Built

1949

MLS #

IG26190694

Days on Market

6

Listed

Sep 23, 2026

Description

Welcome to this charming San Bernardino home offering comfort, character, and plenty of outdoor potential! This 2-bedroom, 1-bathroom residence features approximately 896 sq. ft. of living space and sits on an expansive 19,671 sq. ft. lot, giving buyers plenty of room to create their ideal outdoor space. Inside, the cozy living area features a fireplace that adds warmth and character to the home. The property also offers an attached 2-car garage for convenient parking and additional storage. With its spacious lot, practical layout, and opportunity to make it your own, this home is a great option for first-time buyers, downsizers, or anyone looking for extra outdoor space in San Bernardino. Come see the possibilities and envision your future here!

Location

San Bernardino, San Bernardino County, CA 92404

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Listed by: Jose Ponce · PONCE & PONCE REALTY, INC

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,550

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500

%

Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,648
Property tax (1.25%)
$443
Homeowners insurance
$300
Mortgage insurance
$159
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 15, 2026

30-year fixed
7.40%
15-year fixed
6.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92404 (San Bernardino)within ±10% of this home's price and size.

Local Market Stats

See San Bernardino, CA 92404 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.