2881 N Golden
San Bernardino, CA, 92404
$440,000
MLS: CV26142672
Beds
2
Baths
2
Sq Ft
868
Lot
0.73 ac
Year Built
1915
MLS #
CV26142672
Days on Market
28
Listed
Jul 1, 2026
Description
Investment opportunity in San Bernardino featuring 3 parcels totaling nearly 1 acre of land. This value-add property offers endless potential for investors, developers, or buyers looking to create additional income opportunities. Property includes 2 enclosed permitted porches with potential for ADU conversion (buyer to verify with city), a swimming pool, and expansive land with room for future possibilities. The home needs repairs and is being sold as-is, making it an excellent opportunity to renovate, expand, or customize to your vision. Large lot size and multiple parcels provide flexibility rarely found in the area. Conveniently located near schools, shopping, and freeway access. Priced to sell — don’t miss this chance to unlock the property’s full potential. Please bring your contractor and handyman to see the property. Text only to 909 231 9842 for info No blind offers Please do your due diligence
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Jack Williams · BERKSHIRE HATH HM SVCS CA PROP
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,481
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,558
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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