2651 W Avenue N12
Palmdale, CA, 93551
$1,134,000
MLS: 26003167
Beds
5
Baths
4
Sq Ft
3,407
Lot
2.85 ac
Year Built
1982
MLS #
26003167
Days on Market
50
Listed
Apr 21, 2026
Description
Discover a dreamy West Palmdale retreat in White Fence Farms offering open concept living, an attached ADU with a separate entrance, and a backyard oasis designed for true indoor-outdoor lifestyle. Nearly 3 usable acres provide room to relax, gather, host, and grow. The main residence features a warm, inviting open concept floor plan with a seamless flow from the kitchen to the family room, abundant natural light, and serene views. The primary suite offers comfort and function with two walk-in closets, creating a private retreat at the end of the day. Enjoy flexible living with the attached ADU, complete with its own full kitchen, 2 bedrooms, 2 bathrooms, and a separate entrance--ideal for extended family, guests, or potential rental income while maintaining privacy. Outside, step into a private backyard oasis framed by mature trees and mountain views, featuring a pool, spa, and outdoor fire pit for relaxing evenings and memorable gatherings. With 3 separate gated entrances, including a dedicated ranch entrance, the property offers privacy and convenience, plus RV access. Multiple sheds and outbuildings with electricity add even more versatility. **Workshop / Event Potential:** The carport location in the ranch-side area creates an easy-to-use zone for project setup and organization, offering strong **workshop potential** for tools/tack storage and staging--plus convenient flow for equestrian events and gatherings. For equestrian enthusiasts, the property includes a complete ranch setup: 9 horse stalls, 200-foot arena, 60-foot round pen, horse pens, hay barn, greenhouse, chicken coop, and a full irrigation system. Additional highlights include assumable solar, new HVAC ductwork, two water heaters, updated gate motors, and an earthquake gas shut-off valve. Rarely does a home combine peaceful living, flexible ADU use, backyard resort-style amenities, and equestrian infrastructure--this West Palmdale property is a must-see.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26085736
Listed by: Jasmin Arciniega · The One Luxury Properties
Payment estimate
$8,344
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $113,400 · Loan: $1,020,600
- Principal & Interest
- $6,437
- Property tax (1.25%)
- $1,181
- Homeowners insurance
- $300
- Mortgage insurance
- $425
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $39,690 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Palmdale property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
Similar Homes Nearby
Active and pending listings in ZIP 93551 (Palmdale)within ±10% of this home's price and size.
$1,100,000
4126 W Avenue N
Palmdale, 93551
$1,134,000
2651 W Avenue N12
Palmdale, 93551
Active75 DOM$1,159,000
2651 W Avenue N12
Palmdale, 93551
$1,195,000
40012 Valle View
Leona Valley, 93551
Also on GAVAR
$1,199,900
2257 West Avenue N8
Palmdale, 93551
Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.