2651 W Avenue N12
Palmdale, CA, 93551
$1,159,000
MLS: SR26085736
Beds
5
Baths
4
Sq Ft
3,407
Lot
2.85 ac
Year Built
1982
MLS #
SR26085736
Days on Market
1
Listed
Apr 21, 2026
Description
**Ranch Life at Its Finest**in West Palmdale. Turnkey equestrian ranch home in White Fence Farms offering over 2 usable acres, horse property, and exceptional income potential with an attached ADU. This fully developed West Palmdale horse ranch is designed for buyers seeking a move-in-ready ranch estate with space for horse boarding, training, breeding, events, and multi-generational living. The main home features open-concept living, a remodeled kitchen with Wolf appliances, and an updated primary suite. The attached ADU includes a full kitchen, 2 bedrooms, and 2 bathrooms, making it ideal for rental income, guest quarters, or extended family. The property includes 9 horse stalls, a 200-foot arena, 60-foot round pen, horse pens, hay barn, greenhouse, chicken coop, and full irrigation system, creating a true equestrian estate with room to work, live, and grow. Enjoy the convenience and privacy of 3 separate gated entrances, including a dedicated ranch entrance from the estate side for easy access to the horse facilities. Additional features include a gated circular driveway, RV access, pool, spa, outdoor bar, assumable solar, new HVAC ductwork, two water heaters, updated gate motors, and an earthquake gas shut-off valve. Located near schools, shopping, and everyday amenities, this West Palmdale equestrian property offers the rare combination of ranch lifestyle, privacy, functionality, and income-producing potential.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Jasmin Arciniega · The ONE Luxury Properties
Payment estimate
$8,351
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,900 · Loan: $1,043,100
- Principal & Interest
- $6,409
- Property tax (1.25%)
- $1,207
- Homeowners insurance
- $300
- Mortgage insurance
- $435
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $40,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Palmdale property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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