2651 W Avenue N12
Palmdale, CA, 93551
$1,134,000
Original list price: $1,159,000
MLS: SR26085736
Beds
5
Baths
4
Sq Ft
3,407
Lot
2.85 ac
Year Built
1982
MLS #
SR26085736
Days on Market
50
Listed
Apr 21, 2026
Description
West Palmdale Retreat with Open Concept Living, Attached ADU, and Backyard Oasis Discover a beautifully crafted West Palmdale retreat offering an open concept floor plan, an attached ADU with separate entrance, and a backyard designed for effortless indoor-outdoor living. Set on nearly 3 usable acres in White Fence Farms, this exceptional property blends comfort, flexibility, and timeless charm with the space to enjoy, gather, and grow. Inside the main residence, the warm and inviting layout flows seamlessly from the kitchen to the family room, where natural light and peaceful views create a serene everyday atmosphere. The primary suite offers a restful escape with two walk-in closets, while the attached ADU features a full kitchen, 2 bedrooms, and 2 bathrooms, making it ideal for extended family, guests, or rental income. Step outside to a private backyard oasis framed by mature trees and mountain views, complete with a pool, spa, and outdoor fire pit for relaxing evenings and memorable gatherings. With 3 separate gated entrances, including a dedicated ranch entrance, this property offers both privacy and convenience, along with the versatility of RV access, multiple sheds and outbuildings with electricity, and room to create the lifestyle you envision. For those who desire space and possibility, the equestrian amenities provide added dimension with 9 horse stalls, a 200-foot arena, a 60-foot round pen, horse pens, a hay barn, greenhouse, chicken coop, and full irrigation system. Additional highlights include assumable solar, new HVAC ductwork, two water heaters, updated gate motors, and an earthquake gas shut-off valve. A rare blend of peaceful living, functional design, and flexible opportunity, this West Palmdale property offers a dreamy setting with the features today’s buyers value most.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Also listed on GAVAR · MLS# 26000937
Listed by: Jasmin Arciniega · The ONE Luxury Properties
Payment estimate
$8,344
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $113,400 · Loan: $1,020,600
- Principal & Interest
- $6,437
- Property tax (1.25%)
- $1,181
- Homeowners insurance
- $300
- Mortgage insurance
- $425
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $39,690 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Palmdale property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
Similar Homes Nearby
Active and pending listings in ZIP 93551 (Palmdale)within ±10% of this home's price and size.
$1,100,000
4126 W Avenue N
Palmdale, 93551
Active50 DOM$1,134,000
2651 W Avenue N12
Palmdale, 93551
Active75 DOM$1,159,000
2651 W Avenue N12
Palmdale, 93551
$1,195,000
40012 Valle View
Leona Valley, 93551
Also on GAVAR
Active35 DOM$1,199,900
2257 W Avenue N8
Palmdale, 93551
Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.