579 E 40th
San Bernardino, CA, 92404
$480,000
Original list price: $515,000
MLS: CV26105943
Beds
3
Baths
2
Sq Ft
1,813
Lot
0.17 ac
Year Built
1955
MLS #
CV26105943
Days on Market
81
Listed
May 14, 2026
Description
CHARMING, mid-century-modern, North San Bernardino home. This 3 bed 2 bath is a must see! Complete with a perfect blend of modern upgrades and 1955 character! Walk into a large open concept living and dining area that share a dramatic two-sided fire place. Wall to wall windows bring in plenty of natural light and an inviting view of the covered patio backyard. Down the hall is your master bedroom having a crafty built-in dresser and walk-in closet. The two additional bedrooms have exposed wood beam ceilings, fresh neutral paint, and new flooring. Both bathrooms have been brought back to life, recently restored/updated with unique features and style. Large indoor laundry room with ample storage space. Additional features include: LVP flooring, water softener and filtration system, new electrical and drain plumbing. Front of the home has a u shaped drive way for easy parking along with a two car garage. Conveniently located across from a park, picnic area, dog park and baseball field. Close to shopping and golf course. You'll also have a beautiful view of the San Gorgonio mountains. Come out and see for yourself!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Emily Raymond · NEST REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,770
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,790
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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