2695 Rosarita
San Bernardino, CA, 92407
$650,000
MLS: IG26220815
Beds
5
Baths
3
Sq Ft
2,066
Lot
0.17 ac
Year Built
1990
MLS #
IG26220815
Days on Market
4
Listed
Oct 10, 2026
Description
**Beautiful Cimarron Ranch Home with Pool, Spa & Paid Solar!** Welcome to this spacious two-story Cimarron Ranch home nestled near the foothills of the San Bernardino Mountains! Featuring 5 bedrooms and 3 bathrooms, this home offers a versatile floor plan with one bedroom conveniently located downstairs and four additional bedrooms upstairs. Vaulted ceilings create an open, airy feel, while a mix of carpet and tile flooring adds comfort and practicality throughout. Step outside to enjoy your own backyard retreat featuring a swimming pool and jacuzzi, perfect for entertaining, weekend gatherings, or unwinding after a long day. Additional highlights include a two-car attached garage and **paid-off solar panels** for added value and potential energy savings. Conveniently located near the 210 and 215 freeways, this home offers easy access to commuting routes, shopping, dining, and everyday amenities, all while enjoying the scenic backdrop of the San Bernardino Mountains. With generous living space, a desirable bedroom layout, and a backyard designed for enjoyment, this Cimarron Ranch home is ready for its next chapter! This is a NOD Short Sale
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Phaedra Bower · PONCE & PONCE REALTY, INC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,271
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,050
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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