2711 28th ST WEST
Rosamond, CA, 93560
$420,000
MLS: SR26045987
Beds
3
Baths
2
Sq Ft
1,468
Lot
0.22 ac
Year Built
2005
MLS #
SR26045987
Days on Market
3
Listed
Mar 2, 2026
Description
Single-family home located in the Rosamond community of Kern County. The property features 3 bedrooms and 2 full bathrooms with approximately 1,468 sq ft of living space on about a 9,583 sq ft lot. Built in 2005, it offers a traditional floor plan with attached garage and driveway parking. The home sits on a residential block in West Rosamond with access to local amenities and schools in the area.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Isela Sanchez Garcia · Century 21 Masters
Payment estimate
$3,130
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,000 · Loan: $378,000
- Principal & Interest
- $2,322
- Property tax (1%)
- $350
- Homeowners insurance
- $300
- Mortgage insurance
- $158
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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