2725 Smokey Mountain Drive
Oxnard, CA, 93036
$630,000
MLS: V1-39105
Beds
3
Baths
3
Sq Ft
1,336
Lot
—
Year Built
2009
MLS #
V1-39105
Days on Market
10
Listed
Oct 5, 2026
Description
Enjoy the RiverPark lifestyle with shopping, dining, entertainment, parks, and everyday conveniences just minutes from your front door. Welcome to 2725 Smokey Mountain Dr, a 3-bedroom, 2.5-bath home offering 1,336 sq. ft. of comfortable living space in one of Oxnard's most conveniently located communities. Step inside to an inviting open layout connecting the kitchen, dining, and living areas, creating a functional space for everyday living and entertaining. The kitchen features a center island and ample cabinetry, while upstairs you'll find well-sized bedrooms and convenient interior laundry. Located near The Collection at RiverPark with Whole Foods, restaurants, shopping, fitness, and entertainment, plus convenient access to the 101 Freeway for commuting throughout Ventura County. A great opportunity to enjoy the convenience and energy of RiverPark living.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Guillermo Gutierrez · Oasis Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,363
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $63,000 · Loan: $567,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,926
- Property tax (1.25%)
- $656
- Homeowners insurance
- $300
- Mortgage insurance
- $236
- HOA dues
- $245
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $22,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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