480 Helsam Avenue
Oxnard, CA, 93036
$650,000
MLS: V1-38538
Beds
4
Baths
2
Sq Ft
1,490
Lot
0.14 ac
Year Built
1955
MLS #
V1-38538
Days on Market
28
Listed
Sep 3, 2026
Description
Welcome to El Rio. This 1955 4-bedroom, 2-bath home offers approximately 1,490 sq. ft. on a generous 6,098 sq. ft. lot. Move in, settle in, and make updates at your own pace. Decorative tile flooring runs through the living and dining areas, and features wood beamed ceilings. Hall bath has a tub with shower, while primary bath features a walk in shower. Both baths have classic pedestal sinks.The deep driveway has room for multiple vehicles, a boat, or an RV, and the attached 2-car garage opens to the backyard. Out back you'll find block fencing, a large concrete patio, and a shed set up as an office, ready to use as a workspace, studio, or hobby room. There's plenty of yard left to garden, gather, or grow.When you're ready to expand, the planning is already done. The seller has a completed architectural and electrical plan package that passed Ventura County review for permit issuance in 2019. The plans include a 726 sq. ft. addition plus approximately 443 sq. ft. of interior remodeling: an expanded kitchen and dining area, a laundry room, a half bath, additional bedroom space, and an enlarged primary suite with a walk-in closet. School fees were paid and recorded. Plans and supporting documents are available for review. Buyer to verify current permit status, code-update requirements, and applicable fee credits with Ventura County.The electrical panel was upgraded in 2016. The 17-panel owned solar system (not a lease) will be paid in full at close of escrow. Near an elementary school, parks, and shopping, dining, and entertainment at The Collection at RiverPark.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Magda Nordahl · BHHS California Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,239
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,019
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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