2738 Chicory Lane
Palmdale, CA, 93551
$899,900
MLS: SR26216288
Beds
4
Baths
5
Sq Ft
2,691
Lot
0.45 ac
Year Built
2008
MLS #
SR26216288
Days on Market
0
Listed
Oct 5, 2026
Description
A distinctive AnaVerde home with the upgrades, outdoor living, and views that are hard to find all in one property. Featuring a 4.625% assumable FHA loan, subject to approval and buyer qualification, plus paid solar, this home pairs style with long-term value. At the center of the home, the kitchen steals the show: a two-tier waterfall quartz island, farmhouse sink, high-end appliances, under-cabinet lighting, full soft-close cabinets and drawers, and a custom pull-out pantry. It feels like the heart of the home. The primary suite is a true retreat with walk-in closets and a spa-like bath that includes dual vanities, a deep soaking tub, sleek all-glass shower, full-height tile work and refined ceramic details. The second upstairs bath offers double sinks, granite counters and patterned tile, while the downstairs powder room features a dramatic full-wall tile accent. Then, step outside into the resort-style backyard with newer heated pool with deck jets, color-changing LED lighting, and lantern lights throughout. Stairs lead up the hillside to an elevated spot with sweeping views of the community, park, hills, and mountains, perfect for sunsets and stargazing. A fully finished shed or studio adds flexible space, and high-end engineered wood upstairs, tile downstairs, luxury plantation shutters, smart switches, security system, cozy modern fireplace, and doggie door round out the thoughtful details. Distinctive, beautifully appointed, made for entertaining. This is not your typical AnaVerde home.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Simon Mills · Mills Realty of California
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,189
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $89,990 · Loan: $809,910
Average 30-yr fixed rate 7.28% as of Oct 1, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,542
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
- HOA dues
- $73
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 1, 2026
- 30-year fixed
- 7.28%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $31,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Palmdale property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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