2746 Cedar
San Bernardino, CA, 92404
$499,500
MLS: IV26066420
Beds
3
Baths
2
Sq Ft
1,135
Lot
0.15 ac
Year Built
1953
MLS #
IV26066420
Days on Market
4
Listed
Mar 27, 2026
Description
Adorable 3-bedroom, 2-bath home with a built-in swimming pool, plenty of parking, and lots of natural light! This move-in ready property features brand new LVP flooring, fresh interior and exterior paint, a brand new water heater, central heat and air conditioning and numerous windows that fill the home with warm natural light. The updated kitchen offers beautiful white cabinets and a bright, welcoming feel. Outside, enjoy a long driveway, detached 2-car garage, and a screened-in porch that’s perfect for relaxing while others enjoy the pool. The roof is approximately 10 years old, and the convenient location near the 210 freeway makes commuting easy.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: BECKY VIDANA · KELLER WILLIAMS REALTY
Payment estimate
$3,770
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,950 · Loan: $449,550
- Principal & Interest
- $2,762
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,483 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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