2788 N E Street
San Bernardino, CA, 92405
$423,000
MLS: CV25222044
Beds
3
Baths
2
Sq Ft
1,369
Lot
0.16 ac
Year Built
1940
MLS #
CV25222044
Days on Market
163
Listed
Oct 6, 2025
Description
Charming single-story 3-bedroom, 2-bath home with solar panels to be paid in full by the seller at closing—enjoy energy savings from day one. One room offers direct exterior access and a shared dual-entry bath that can be closed off to create a private ensuite—ideal for guests, extended family, or rental income potential. Features include an upgraded kitchen, spacious living room, attached garage, and a large backyard with mature fruit trees. Roof and water heater have been replaced. A solid choice for families or anyone seeking a home with great potential, ready for your personal touch. Conveniently located near schools, shopping, and freeway access.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Pablo Ramirez · REAL ESTATE EBROKER, INC.
Payment estimate
$3,238
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,300 · Loan: $380,700
- Principal & Interest
- $2,339
- Property tax (1.25%)
- $441
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $14,805 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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