231 W 24th Street
San Bernardino, CA, 92405
$440,000
MLS: OC25275255
Beds
2
Baths
2
Sq Ft
1,236
Lot
0.16 ac
Year Built
1920
MLS #
OC25275255
Days on Market
66
Listed
Dec 18, 2025
Description
This charming 2-bedroom, 1-bath home WITH A BASEMENT offers 1,236 SqFt of comfortable living space on a generous 7,000 SqFt lot, conveniently situated just moments from the 210 Freeway. Inside, you’ll find attractive laminate flooring throughout the main living areas, carpeted bedrooms, and fresh interior paint that gives the home a bright, move-in-ready feel. A finished basement provides additional usable space, while a bonus room at the rear of the home offers flexible options for storage, hobbies, a home office, or even a small bedroom. Laundry is located inside and is complemented by an adjacent utility area with a sink and small shower for added convenience. Outside is where this property truly stands out. The expansive yard offers endless possibilities, including potential for an ADU (buyer to verify). The gated front yard features mature fruit trees -- orange, lemon, and grapefruit -- adding both charm and function. Parking is plentiful with a long driveway and pull-through garage, providing space for multiple vehicles and easy access. Whether you’re a first-time buyer, investor, or someone looking for a home with room to grow, this property offers a great opportunity at an approachable price point.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Chris Taylor · Keller Williams Realty
Payment estimate
$3,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
- Principal & Interest
- $2,433
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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