Under ContractSingleFamilyResidence

1305 N D Street

San Bernardino, CA, 92405

1 / 24View all 24 photos

$459,900

MLS: SW25188604

Beds

4

Baths

3

Sq Ft

1,532

Lot

0.11 ac

Year Built

1922

MLS #

SW25188604

Days on Market

231

Listed

Aug 20, 2025

Description

Welcome to this San Bernardino home with so much potential corner lot home which can also be used as a commercial building. This is 3 bedrooms and 3 baths with 2 extra bonus rooms. The 2 front bonus rooms are Potential for 5 Bedrooms in total. Laminate flooring throughout the house. Tile flooring in bathrooms. Home is equipped with CENTRAL AIR CONDITIONING AND HEATING. 1 Car detached garage with roll up door. Separate entryway to garage with lots of storage. Newer Plumbing and Newer Electrical Wiring in the house. Large kitchen area with self-closing cabinets and drawers. Granite countertop with backsplash, Stainless steel sink and faucet with a garbage disposal. Gas stove with an over the range microwave. Home has a separate dining Area. 3 Bathrooms have s vanities, faucets, mirrors and its toilets. Master Bathroom has an additional sitting area. Ceiling fans in large living room. Privacy fencing along Street Perimeter of House. New Wrought Iron Fencing in Front Entrance. Spacious Side Yards. Cemented Driveway. HURRY THIS HOME WON'T LAST! GREAT FOR FIRST-TIME HOME BUYERS OR INVESTORS! DON’T MISS OUT! ITS A MUST SEE!

Location

San Bernardino, San Bernardino County, CA 92405

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Listed by: Noe Gomez · New Century Realty & Investmen

Payment estimate

$3,495

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,990 · Loan: $413,910

%
Principal & Interest
$2,543
Property tax (1.25%)
$479
Homeowners insurance
$300
Mortgage insurance
$172
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,097 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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