ActiveTownhouse

27914 Ridgebluff Court

Rancho Palos Verdes, CA, 90275

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$949,000

MLS: SB26080492

Beds

3

Baths

3

Sq Ft

1,478

Lot

6.39 ac

Year Built

1973

MLS #

SB26080492

Days on Market

2

Listed

Apr 16, 2026

Description

Gated community — Bright, move-in-ready 3-bedroom townhome in desirable Ridgegate, Rancho Palos Verdes. Privately located near greenbelt and tennis courts with abundant natural light. Features a spacious living room with fireplace and updated kitchen. Private patio with direct access to detached 2-car garage with laundry. Upstairs primary suite with wall-to-wall closet and updated bath, plus two additional bedrooms and updated full bath. Community amenities include pool, tennis & pickleball courts, and sport court. Located in the award-winning Palos Verdes Peninsula Unified School District, close to shopping, dining, and coastal trails.

Location

Rancho Palos Verdes, Los Angeles County, CA 90275

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Listed by: Jenny Yamada-Clayton · Estate Properties

Payment estimate

$6,892

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $94,900 · Loan: $854,100

%
Principal & Interest
$5,248
Property tax (1.25%)
$989
Homeowners insurance
$300
Mortgage insurance
$356
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $33,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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