$1,580,000
Original list price: $1,649,000
MLS: 26986089
Beds
2
Baths
3
Sq Ft
1,379
Lot
0.17 ac
Year Built
1988
MLS #
26986089
Days on Market
59
Listed
Sep 10, 2026
Description
Tri-level living with peekaboo ocean views and exceptional natural light in the heart of Ocean Park. This 2-bedroom + loft, 2.5-bathroom townhome offers a versatile multi-level layout, two private decks, and a 2-car private-access garage. A striking skylight and west-facing exposure fill the home with natural light, while peekaboo ocean views bring a quintessential coastal feel. The main living level features an open-concept kitchen and living room with vaulted ceilings, a fireplace, floor-to-ceiling mirrors, and an expansive skylight. The kitchen offers a spacious island, generous granite counter space, and ample cabinetry, with a convenient powder room nearby. Upstairs, the loft includes a sink and bar area and opens to its own private balcony, creating a flexible space for entertaining, relaxing, or enjoying sunset and ocean views. The ground-level primary bedroom opens to a private, pet-friendly patio and features an ensuite bath with a bathtub. A second bedroom with an attached full bathroom offers flexibility for guests or a home office. In-unit laundry, ample storage, and a private 2-car garage add everyday convenience. Set in the highly coveted Ocean Park community, the home is moments from the beach, Main Street, Santa Monica Pier, and Third Street Promenade.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Angela Von Detten · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$12,521
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $158,000 · Loan: $1,422,000
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,633
- Property tax (1.25%)
- $1,646
- Homeowners insurance
- $300
- Mortgage insurance
- $593
- HOA dues
- $350
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $55,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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