2817 3rd Street 3
Santa Monica, CA, 90405
$1,449,000
MLS: 26102780
Beds
2
Baths
2
Sq Ft
1,205
Lot
—
Year Built
2020
MLS #
26102780
Days on Market
17
Listed
Oct 22, 2026
Description
An elevated coastal retreat offering a rare sense of seclusion and ocean views, all while being steps from the best of Ocean Park. Beyond the gated entry of this intimate four-unit community, thoughtful design, lovely architecture and a peaceful setting create an immediate sense of calm. Impeccably maintained, this two-bedroom, two-bath residence with a bonus loft and three private outdoor spaces is filled with natural light that moves beautifully throughout the home. A welcoming bonus space at the entry, currently used as an office, offers flexibility, while the tucked-away primary bedroom opens directly onto a private garden oasis. Upstairs, a beautifully crafted kitchen banquette invites slow mornings over coffee and breakfast, while the main patio off the living room is perfect for dining and entertaining. Stunning ocean views stretch from the kitchen to the loft and rooftop deck. With a washer and dryer, remote-controlled blinds, designated parking and living spaces that connect seamlessly with the outdoors, every detail contributes to a home that feels effortlessly livable. Just moments from Pasjoli, Chinois on Main, the farmers market, and the beach, this sweet jewel box captures coastal living at its best. Come experience it for yourself!
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Tara Rodgers · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,883
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $144,900 · Loan: $1,304,100
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,834
- Property tax (1.25%)
- $1,509
- Homeowners insurance
- $300
- Mortgage insurance
- $543
- HOA dues
- $696
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $50,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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