ActiveCondominium

2850 Wagon Wheel 402

Oxnard, CA, 93036

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$785,000

MLS: V1-35273

Beds

3

Baths

3

Sq Ft

2,087

Lot

Year Built

2023

MLS #

V1-35273

Days on Market

18

Listed

Mar 23, 2026

Description

Looking for low maintenance luxury living? Look no further. This beautifully designed 3-bedroom, 2.5-bath single-level condo, built in 2023, offers a spacious open-concept layout in one of Oxnard's most vibrant, master-planned communities. Gourmet kitchen with quartz countertops and stainless appliances. Primary suite with walk-in shower and custom walk-in closet. In-unit laundry.Energy-efficient features: owned solar panels, tankless water heater, central HVAC. Smart home amenities: smart lighting and automated blinds. Private patio. Secure gated parking, elevator access, wide door entries and ADA-compliant features. EV charging ready; solar screening.Convenient location minutes to The Collection at RiverPark, Whole Foods, Target, dining, breweries and quick access to US-101. Available for immediate occupancy.

Location

Oxnard, Ventura County, CA 93036

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Listed by: Isaiah Martinez · RE/MAX Gold Coast REALTORS

Payment estimate

$5,753

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $78,500 · Loan: $706,500

%
Principal & Interest
$4,341
Property tax (1.25%)
$818
Homeowners insurance
$300
Mortgage insurance
$294
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $27,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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