28523 Red Cedar
Saugus, CA, 91390
$875,000
Original list price: $899,000
MLS: SR26086713
Beds
4
Baths
3
Sq Ft
1,971
Lot
0.13 ac
Year Built
1988
MLS #
SR26086713
Days on Market
54
Listed
May 7, 2026
Description
PRICE IMPROVEMENT and SPECIAL FINANCING FOR VETERANS! This home comes with a possible assumable loan at 2.25%!!!!! Come home to your beautiful Santa Clarita pool home, now even more attractively priced. Located on a quiet cul-de-sac, a short distance from Mountainview park, you'll feel the community pride of this area. As you arrive at the lovely home, you'll notice the beautiful paver-lined walkway and professionally landscaped front yard, including an inviting patio: perfect for entertaining or just sitting outside enjoying the breeze. As you head inside, you'll notice that the original Owners have lovingly cared for this home and it shows! The Sellers have expanded the family room and remodeled the kitchen and bathrooms with granite countertops and installed warm engineered hardwood flooring and window shutters throughout the downstairs. Upstairs you'll find a roomy primary bedroom with an en-suite bathroom and double closets. Additionally, there are 3 secondary bedrooms upstairs. When you're ready for some outdoor fun, you'll enjoy splashing in the sparkling pool. Owned solar panels will help keep your electricity costs down. No Mello Roos taxes or HOA costs, along with Award-Winning Schools combine to make this the home you'll want to stay in forever. Hurry in to see this Charmer!
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Irmgard Tamayo · Realty Executives Homes
Payment estimate
$6,512
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $87,500 · Loan: $787,500
Average 30-yr fixed rate 6.49% as of Jun 25, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,972
- Property tax (1.25%)
- $911
- Homeowners insurance
- $300
- Mortgage insurance
- $328
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 25, 2026
- 30-year fixed
- 6.49%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $30,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Assumable Loan — Lock In a Below-Market Rate＋
This Saugus property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
Similar Homes Nearby
Active and pending listings in ZIP 91390 (Saugus)within ±10% of this home's price and size.
$799,000
20061 Shadow Hills Court
Saugus, 91390
$799,900
28541 Old Spanish Trail
Saugus, 91390
$815,000
9060 Yucca Hills Road
Agua Dulce, 91390
Also on GAVAR
$885,000
22825 Fir Court
Saugus, 91390
Local Market Stats
See Saugus, CA 91390 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.