28735 Citrus Place
Santa Clarita, CA, 91390
$949,000
Original list price: $945,000
MLS: 26860463
Beds
4
Baths
3
Sq Ft
2,214
Lot
0.14 ac
Year Built
1988
MLS #
26860463
Days on Market
3
Listed
Jul 30, 2026
Description
Located on a quiet cul-de-sac with no HOA, this well-maintained 4-bedroom, 3-full-bath home offers a desirable floor plan with one bedroom and a full bath on the main level. The center-island kitchen with granite countertops opens to the family room, while the upstairs primary suite features a walk-in closet, separate shower, and jetted tub. Step outside to a low-maintenance backyard designed for entertaining, with a pergola-covered patio and custom outdoor cooking area featuring a built-in grill, beverage cooler, pizza-cooking station, and large roasting pit. Two fully owned solar systems, two Tesla Powerwall 2 batteries, a Tesla Level 2 EV charger, central air conditioning, and a whole-house fan provide outstanding energy efficiency. An attached 2-car garage and spacious driveway offer ample parking. Mountain View Park is approximately an 8-minute walk away, offering playground equipment, open green space, and walking paths.
Location
Santa Clarita, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Chenxi Wu · Real Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,133
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $94,900 · Loan: $854,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,489
- Property tax (1.25%)
- $989
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Clarita home with as little as 3.5% down using an FHA loan — roughly $33,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Santa Clarita. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Saugus, CA 91390 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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