32610 Ridge Top Lane
Castaic, CA, 91384
$899,000
MLS: 26851919
Beds
5
Baths
3
Sq Ft
3,284
Lot
0.13 ac
Year Built
2002
MLS #
26851919
Days on Market
130
Listed
Jun 24, 2026
Description
Breathtaking Santa Clarita Valley views, no HOA, and no Mello-Roos. Set on a quiet dead-end cul-de-sac with no neighbors across the street, this 2002 Craftsman-style home offers 5 bedrooms, 3 baths, and approx. 3,284 sq ft. A downstairs bedroom and full bath are ideal for guests. The generous family room has a cozy fireplace, and the upstairs loft can be a media room, home office, or an additional bedroom. The large kitchen has abundant cabinetry, a center island, and a spacious walk-in pantry, with ample storage throughout. Upstairs, four bedrooms have walk-in closets. The primary suite opens directly onto a balcony with magnificent city views. Extra parking is easy with no homes across the street. A rare combination of space, views, and flexibility, made for entertaining, relaxing, and everyday living.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Rebekah VanNatta · Entity Mortgage And Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,088
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,514
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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