3101 Peninsula Road 218
Oxnard, CA, 93035
$520,000
MLS: P1-28556
Beds
1
Baths
1
Sq Ft
737
Lot
—
Year Built
1974
MLS #
P1-28556
Days on Market
17
Listed
Aug 21, 2026
Description
It's all about the good life. This gorgeous condominium sits on the Channel Islands Harbor where boaters, kayak and paddle board enthusiasts, and even seals play on a daily basis. This is the lifestyle you will want to wake up to and end your day with. This one bedroom, one bath condominium has been tastefully refreshed for the discerning buyer, showcasing the open floor plan with views from the kitchen thru the living and dining area - all the way to the water beyond. The bedroom also has views of the water and has a large walk-in closet. With engineered wood floors, recessed lighting, and a calm beach color palette - this unit has it all. The unit also comes with one assigned parking spot and ample guest parking all throughout the complex The Channel Islands Condominium complex sports three pools and several tennis courts. In addition, you'll marvel at the beautiful Club House that sports a pool, gym, sauna and locker rooms along with an entertainer's paradise for small gatherings of friends and family. On clear days - Santa Cruz and Anacapa Islands emerge off shore - a wonder on their own -- and a gift to those who live here. Close to shopping, popular Hollywood Beach, restaurants, a weekly Farmer's Market, walking trails and beach strolling, and proximity to Santa Barbara -- this is a centralized spot for the perfect beach life. Is this your getaway, your full-time residence or a wonderful investment property? You decide. Beautiful skies, fresh air, the sounds of the harbor and blue, blue water - this property is not to be missed and truly is all about the good life.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Anne Moser · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,835
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $52,000 · Loan: $468,000
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,023
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
- HOA dues
- $775
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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