3101 Peninsula Road 219
Oxnard, CA, 93035
$525,000
MLS: V1-37804
Beds
1
Baths
1
Sq Ft
725
Lot
—
Year Built
1974
MLS #
V1-37804
Days on Market
45
Listed
Jul 24, 2026
Description
EVERY SUNSET IS YOURS! Arguably one of the finest view locations in Channel Islands Harbor, this spectacular waterfront condominium captures breathtaking panoramic west-facing views spanning the sparkling harbor, Hollywood Beach, the Pacific Ocean, and the dramatic silhouettes of Anacapa and Santa Cruz Islands. Watch sailboats drift by, enjoy the ever-changing harbor activity, and experience unforgettable sunsets from virtually every room.Completely rebuilt from the studs in recent years, this turnkey coastal retreat showcases the highly desirable San Miguel floor plan, thoughtfully designed so every living space faces the water. The open-concept design is finished in a timeless coastal palette with crisp white cabinetry, granite countertops, and abundant natural light, creating an inviting home equally suited for full-time living, weekend escapes, or effortless entertaining.Beyond your front door awaits one of Southern California's most desirable waterfront lifestyles. Stroll miles of scenic harbor-front walking and biking paths, enjoy waterfront restaurants, coffee houses, a weekly Sunday Farmers & Fishermen's Market, summer Concerts by the Sea, art festivals, holiday boat parades, and the Channel Islands Maritime Museum. Across the harbor, discover wide, uncrowded beaches known for swimming, surfing, paddleboarding, kayaking, and dog-friendly shoreline. Just 11 miles offshore, Channel Islands National Park offers world-class diving, fishing, whale watching, wildlife, and unforgettable island adventures.This resort-style community features pools, spa, tennis courts, saunas, clubhouse, outdoor BBQ areas, elevator access, deeded enclosed garage parking, guest parking, and multiple indoor laundry facilities.HOA dues provide exceptional value by including utilities, insurance, maintenance, professional management, Marina Club membership, guest parking, and the land lease--making this one of the most affordable opportunities to own a waterfront-view home with outstanding amenities on the California coast.Perfectly positioned between Malibu and Santa Barbara, yet a world away from city congestion, this beautifully maintained residence also offers a proven furnished rental history, making it an exceptional investment, vacation getaway, or low-maintenance primary home. Simply arrive, relax, and start living the Harbor lifestyle.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Susan O'Brien · RE/MAX Gold Coast-Beach Office
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,871
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $52,500 · Loan: $472,500
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,052
- Property tax (1.25%)
- $547
- Homeowners insurance
- $300
- Mortgage insurance
- $197
- HOA dues
- $775
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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