3106 st thomas way
Bakersfield, CA, 93306
$374,900
MLS: PI26221965
Beds
4
Baths
2
Sq Ft
1,518
Lot
0.15 ac
Year Built
1975
MLS #
PI26221965
Days on Market
8
Listed
Oct 12, 2026
Description
Thoughtfully renovated with beautiful custom finishes throughout! The stunning kitchen features soft-close cabinetry with pull-out drawers, Amber Mahal quartz countertops and seamless backsplash, champagne bronze faucet & hardware accents, and updated lighting and fixtures. Both bathrooms have been tastefully remodeled with copper plumbing, including a reconfigured primary bath with a spacious walk-in shower and a secondary bath featuring a double vanity. Two distinct living areas offer flexibility for entertaining, dining, or a home office, with a cozy fireplace and backyard access in the second living space. Additional improvements include updated luxury vinyl flooring, fresh interior and exterior neutral-toned paint selections, dual-pane windows throughout, and a refreshed backyard with new sod and fencing. This home shows beautifully with a blend of style, comfort, and functionality; ready for its next chapter.
Location
Bakersfield, Kern County, CA 93306
Open on Google Maps ↗Listed by: Jonathan Guerrero Silva · Watson Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,167
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,490 · Loan: $337,410
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,336
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,122 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93306 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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