3220 Covina Street
Bakersfield, CA, 93306
$349,000
MLS: SR26212025
Beds
3
Baths
2
Sq Ft
1,305
Lot
0.16 ac
Year Built
1962
MLS #
SR26212025
Days on Market
15
Listed
Oct 2, 2026
Description
Great Northeast Bakersfield location near Bakersfield College with convenient access to shopping, dining, and Highway 178, plus a brand-new HVAC system for added comfort and peace of mind. This 3-bedroom, 1.75-bath home has been refreshed with fresh new interior paint throughout and brand-new carpet in the bedrooms, giving the home a clean, move-in-ready feel. Wood-look flooring runs through the main living areas, while the living room is anchored by a fireplace and an oversized window that fills the space with natural light and creates an inviting spot to relax or gather. The kitchen features granite countertops, and a new water heater adds another recent update to the home. A great combination of fresh finishes, recent upgrades, comfortable living spaces, and a convenient Northeast location.
Location
Bakersfield, Kern County, CA 93306
Open on Google Maps ↗Listed by: Laurie McCarty · Coldwell Banker Preferred Realtors
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,969
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,900 · Loan: $314,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,175
- Property tax (1.25%)
- $364
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $12,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93306 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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