31313 Castaic Oaks
Castaic, CA, 91384
$670,000
MLS: SR26210657
Beds
3
Baths
3
Sq Ft
1,522
Lot
5.29 ac
Year Built
2001
MLS #
SR26210657
Days on Market
4
Listed
Oct 1, 2026
Description
Beautifully upgraded three bedroom 2 1/2 bath two-story home offering comfort, style and energy efficiency. The kitchen features upgraded stainless steel appliances, quartz countertops and a decorative backsplash. The Home is equipped with owned solar panels and a newer energy, efficient carrier HVAC system with smart thermostat. Additional improvements include upgraded toilets throughout an extensively, remodeled, primary bathroom shower with new enclosure, Doors and Plumbing, and hardwood flooring in the living room. Enjoy the convenience of a smart home, which features a garage door opener and doorbell camera plus a owned central station security system (Annual fee of $300). Outdoor amenities include a cozy covered patio with lush landscaping, awning, artificial grass area and a hot spring spa. The HOA maintains the front lawn and includes the water and the community pool.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Roslyn Reno · RE/MAX of Santa Clarita
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,570
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $67,000 · Loan: $603,000
Average 30-yr fixed rate 7.28% as of Oct 1, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,126
- Property tax (1.25%)
- $698
- Homeowners insurance
- $300
- Mortgage insurance
- $251
- HOA dues
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 1, 2026
- 30-year fixed
- 7.28%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $23,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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