3139 E Chip Smith
Ontario, CA, 91762
$649,000
MLS: PW26218096
Beds
3
Baths
3
Sq Ft
1,990
Lot
0.06 ac
Year Built
2016
MLS #
PW26218096
Days on Market
6
Listed
Oct 7, 2026
Description
Welcome home to this immaculate, turnkey detached single-family residence nestled in the highly coveted master-planned community of Park Place in Ontario Ranch! This beautifully designed home welcomes you with an open, bright floor plan that seamlessly connects a spacious living area to a modern chef’s kitchen, premium countertops, and ample cabinetry. Upstairs, discover a luxurious primary suite featuring a generous walk-in closet and a spa-like en suite bath, alongside well-appointed secondary bedrooms and a convenient upper-level laundry room. The private, low-maintenance backyard patio is the perfect spot for weekend BBQs or relaxing under the stars. As a resident of Park Place, you’ll enjoy exclusive access to world-class resort amenities at "The Parkhouse," a 24,500 sq. ft. clubhouse featuring a sparkling pool, fully equipped fitness center, catering kitchen, dog park, game rooms, movie theater, and outdoor tennis/basketball courts. Conveniently located just minutes from top-rated schools, premier shopping and dining at Ontario Mills and Victoria Gardens, and offering effortless commuter access to the I-15, Sixty, and I-10 freeways. Don't miss the opportunity to live the resort lifestyle everyday!
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Stephanie Calabrese · Century 21 Discovery
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,490
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,900 · Loan: $584,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,012
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
- HOA dues
- $258
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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