32461 Morse Lane
Lucerne Valley, CA, 92356
$325,000
MLS: IV26213554
Beds
2
Baths
2
Sq Ft
1,148
Lot
1.25 ac
Year Built
1959
MLS #
IV26213554
Days on Market
15
Listed
Oct 1, 2026
Description
Escape to the serenity of Lucerne Valley with this charming 2-bedroom, 2-bath home situated on 1.25 fully fenced acres with beautiful mountain views. This peaceful desert retreat offers an abundance of mature trees, fruit-bearing trees, established landscaping, and plenty of open, usable land for outdoor living, gardening, hobbies, or simply enjoying the space and privacy. Inside, the home features a spacious living area and an updated kitchen with new cabinets and countertops, along with an updated bathroom vanity and sink. Additional improvements include new exterior windows and fresh exterior paint. The property is serviced by a private well and septic system and offers multiple storage sheds, a detached 1-car garage/workshop with built-in work and storage areas, and an expansive covered carport/patio area. With plenty of room for vehicles, equipment, projects, and outdoor activities, this property offers the space and versatility that are hard to find. Enjoy mature shade trees, wide-open skies, mountain views, and peaceful desert living just a short drive from town. A unique opportunity to own a property with acreage, privacy, useful improvements, and plenty of potential. Come experience everything this Lucerne Valley home has to offer!
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: MARIA DIAZ · PAK HOME REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,786
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,500 · Loan: $292,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,025
- Property tax (1.25%)
- $339
- Homeowners insurance
- $300
- Mortgage insurance
- $122
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $11,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lucerne Valley, CA 92356 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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