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ActiveSingleFamilyResidence

32206 Sapphire Rd

Lucerne Valley, CA, 92356

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$345,000

MLS: HD26152780

Beds

3

Baths

2

Sq Ft

1,274

Lot

0.64 ac

Year Built

2023

MLS #

HD26152780

Days on Market

20

Listed

Jul 13, 2026

Description

Welcome to this charming 3-bedroom, 2-bath home nestled in the peaceful community of Lucerne Valley. Set against the backdrop of stunning desert landscapes and mountain views, this property offers the perfect blend of comfort, privacy, and country living. Inside, you'll find a spacious layout with comfortable living areas, three well-sized bedrooms, and two full bathrooms designed for everyday convenience. The property provides plenty of room to relax, entertain, or customize to fit your lifestyle. Whether you're looking for a primary residence or an investment opportunity, this home offers endless possibilities. Enjoy wide-open skies, breathtaking sunsets, and the tranquility of High Desert living, all while remaining within a reasonable drive of shopping, dining, schools, and outdoor recreation. Don't miss this opportunity to own a slice of Lucerne Valley's unique beauty and peaceful atmosphere. Schedule your private showing today!

Location

Lucerne Valley, San Bernardino County, CA 92356

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Listed by: Noemi Neyra · NN Avanza Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$2,784

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $34,500 · Loan: $310,500

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$1,995
Property tax (1.25%)
$359
Homeowners insurance
$300
Mortgage insurance
$129
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $12,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92356 (Lucerne Valley)within ±10% of this home's price and size.

Local Market Stats

See Lucerne Valley, CA 92356 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.