32628 Ridge Top Lane
Castaic, CA, 91384
$979,000
MLS: SR26164810
Beds
5
Baths
3
Sq Ft
3,482
Lot
0.17 ac
Year Built
2002
MLS #
SR26164810
Days on Market
1
Listed
Jul 28, 2026
Description
VIEWS, VIEWS, VIEWS! NO HOA! Welcome to this stunning 5-bedroom, 3-bathroom home offering 3,482 square feet of spacious living, perfectly situated on a quiet cul-de-sac with breathtaking panoramic views of the surrounding mountains and neighborhood. Enjoy the freedom of NO HOA while living in one of the area's most desirable locations.Designed for both everyday living and entertaining, this expansive floor plan features updated laminate wood flooring throughout the entire downstairs, a huge loft perfect for a media room, game room, or home office, and a spacious kitchen complete with granite countertops, walk in pantry abundant cabinetry, and plenty of prep space.The luxurious primary suite is a true retreat, featuring a private balcony where you can take in the spectacular mountain and neighborhood views morning and night. The beautifully updated primary bathroom offers a newly remodeled walk-in shower with stylish tile and a modern glass enclosure, creating a spa-like experience. Step outside into your own private backyard oasis complete with a sparkling pool and spa, making it the perfect place to entertain family and friends or simply relax while enjoying the incredible scenery. Additional features include a whole-house fan for enhanced comfort and energy efficiency, solar, and a 3-car tandem garage providing plenty of room for vehicles, storage, or a home gym. With 5 bedrooms, 3 bathrooms, 3,482 square feet, panoramic views, a pool and spa, a private primary balcony, solar, updated finishes, and NO HOA, this exceptional home offers the perfect combination of luxury, comfort, and everyday functionality. Don't miss your opportunity to own one of the area's premier view homes!
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Taylor Kellstrom · RE/MAX Gateway
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,303
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $97,900 · Loan: $881,100
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,616
- Property tax (1.25%)
- $1,020
- Homeowners insurance
- $300
- Mortgage insurance
- $367
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $34,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Similar Homes Nearby
Active and pending listings in ZIP 91384 (Castaic)within ±10% of this home's price and size.
$885,000
30623 Beryl
Castaic, 91384
$899,000
32610 Ridge Top Lane
Castaic, 91384
$899,999
27824 Pine Crest
Castaic, 91384
$970,000
29052 Madrid Place
Castaic, 91384
$990,000
27730 Mariposa Ln
Castaic, 91384
$1,069,000
30479 Mallorca Pl
Castaic, 91384
Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.