3301 Toby
Rosamond, CA, 93560
$424,900
MLS: SR26202580
Beds
4
Baths
2
Sq Ft
1,639
Lot
0.21 ac
Year Built
1990
MLS #
SR26202580
Days on Market
0
Listed
Sep 22, 2026
Description
Welcome to 3301 Toby! This gorgeous 4 bedroom, 2 bath home offers 1,639 sq ft and is modern, crisp, clean and truly move in ready. From the moment you walk in, you’re greeted by a large family room filled with natural light, lots of windows and high ceilings that give the home a bright, open feel. From there, you’ll walk into the beautifully remodeled kitchen with a huge eat in kitchen area and plenty of room for everyone to gather. So many of the big ticket improvements have already been completed. The expensive stuff? Already done. The home features double pane Milgard windows installed in 2023, new A/C, FAU heating and ductwork completed in 2022/2023, an upgraded electrical panel in 2022, bathroom updates, a beautifully remodeled kitchen completed in 2025, updated flooring and tile, ceiling fans, and a freshly painted interior and ceilings completed in September 2026. The bedrooms are generously sized, and the backyard gives you tons of usable space. Enjoy a huge backyard, covered patio with ceiling fans, planter boxes, storage shed, large side yard and an additional fenced in area. Permanent app controlled Govee exterior lighting is already installed, making it easy to customize your exterior lighting for holidays, seasons or everyday use. The refrigerator, washer, dryer, stove/oven, microwave, dishwasher and spa all stay. The home also features solar. Located in the heart of Rosamond, close to Edwards Air Force Base and conveniently located for commuters. This is a gem you truly don’t want to miss!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Guadalupe Wrona · Berkshire Hathaway HomeServices Troth, Realtors
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,345
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,490 · Loan: $382,410
Average 30-yr fixed rate 6.95% as of Sep 17, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,531
- Property tax (1%)
- $354
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 17, 2026
- 30-year fixed
- 6.95%
- 15-year fixed
- 6.26%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,872 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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