3301 Toby
Rosamond, CA, 93560
$424,900
MLS: SR26202580
Beds
4
Baths
2
Sq Ft
1,639
Lot
0.21 ac
Year Built
1990
MLS #
SR26202580
Days on Market
42
Listed
Sep 22, 2026
Description
HOME FOR THE HOLIDAYS! MOVE-IN READY! MAJOR UPGRADES ALREADY DONE! Welcome to 3301 Toby Street in Rosamond, CA! Get settled before Thanksgiving and Christmas in this beautifully updated 4-bedroom, 2-bathroom home offering 1,639 sq ft of modern, move-in-ready living! THE EXPENSIVE STUFF? ALREADY DONE! Enjoy the peace of mind and potential cost savings of double-pane Milgard windows (2023), NEW A/C, forced-air heating and ductwork (2022/2023), upgraded electrical panel (2022), beautifully remodeled kitchen (2025), updated bathrooms, ceiling fans, and fresh interior paint, including ceilings (September 2026). Thousands in major improvements have already been completed! Step inside to high ceilings, abundant natural light, and a spacious family room with a bright, open feel. The remodeled kitchen offers a modern design and opens to an oversized eat-in dining area, perfect for entertaining and holiday gatherings! All four bedrooms are generously sized, offering plenty of flexibility. LOVE OUTDOOR LIVING? The expansive backyard features a large covered patio with ceiling fans, planter boxes, storage shed, spacious side yard, and additional fenced area. Permanent app-controlled Govee exterior lighting makes decorating for Christmas, holidays, and everyday curb appeal effortless! EVEN MORE VALUE! Refrigerator, washer, dryer, stove/oven, microwave, dishwasher, and spa are all INCLUDED! The home also features solar. LOCATION! Conveniently located in Rosamond near Edwards Air Force Base, Lancaster, Palmdale, aerospace employers, and Antelope Valley commuter routes. Ideal for those seeking a beautifully updated home without taking on expensive renovations! BE HOME FOR THE HOLIDAYS! Move-in ready, loaded with upgrades, and ready for its next chapter! Schedule your private showing today!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Also listed on GAVAR · MLS# 26007328
Listed by: Guadalupe Wrona · Berkshire Hathaway HomeServices Troth, Realtors
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,404
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,490 · Loan: $382,410
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,591
- Property tax (1%)
- $354
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,872 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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