3403 Rosena Ranch Road
San Bernardino, CA, 92407
$649,888
MLS: SW26071643
Beds
4
Baths
3
Sq Ft
2,292
Lot
0.10 ac
Year Built
2017
MLS #
SW26071643
Days on Market
2
Listed
Apr 3, 2026
Description
Welcome Home!! Whether you are looking to shorten your commute, have an array of amenities within steps of your home, or an investment in a growing area 3403 Rosena Ranch is the answer. This amazing 4 bedroom home with a loft and master retreat offers it all ... and then some. It is situated in the highly sought after community of Rosena Ranch. In addition to being nestled amongst the beautiful hillside views, there are community parks, hiking trails and a recreation oasis that is comparable to the best resorts out there. Olympic size pools, water fun zone, bbq areas, spacious seating and relaxing zones, and your own full-size gym. This immaculate home is upgraded throughout from its flooring to high end finishes. There is solar, a Tesla charging system, water softener system, and alarm system. All that's missing is its' new owners to create their legacy and call it HOME.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Melissa Bluhm · eXp Realty of California, Inc.
Payment estimate
$4,814
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,989 · Loan: $584,899
- Principal & Interest
- $3,594
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,746 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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