34522 Carnation Court
Yucaipa, CA, 92399
$579,990
MLS: SW25215311
Beds
4
Baths
3
Sq Ft
2,008
Lot
0.07 ac
Year Built
2025
MLS #
SW25215311
Days on Market
193
Listed
Sep 11, 2025
Description
Address to The Cottages is 12665 4th Street, Yucaipa CA 92399. ** Introducing Plan 2 at Cottages at 4th, a beautifully designed new two-story home offering 2,008 sq. ft. with 4 bedrooms and 2.5 baths. Blending modern efficiency with timeless cottage charm, this home is built with energy-saving spray foam insulation, an included solar system, LED lighting, and EV charger pre-wiring. The open-concept first level features a gourmet kitchen with quartz countertops, stainless steel appliances, and real wood soft-close cabinetry, all overlooking a spacious great room and dining area. An 8’ sliding glass door seamlessly connects the indoor space to the backyard, perfect for entertaining. Upstairs, the private primary suite showcases a spa-inspired bath with quartz counters, dual sinks, upgraded fixtures, and a large walk-in closet. Three additional bedrooms and a conveniently located laundry room complete the second floor. Luxury Vinyl Plank flooring enhances the first level and baths, while plush carpet brings comfort to bedrooms. Additional features include front yard landscaping, a 14’ x 10’ concrete backyard patio (with expansion options), black hardware finishes. Located in a private 15-home community, The Cottages offers a rare opportunity to own a stylish new construction home in Yucaipa. ** PHASE 1 RELEASE OF THE FIRST 7 HOMES! ** Builder is offering buyer incentives that may be applied toward closing costs, interest rate buy-downs, home upgrades, or a combination thereof. *8 PAID SOLAR. (Incentives are subject to change without notice and are not guaranteed AND subject to seller approval and lender guidelines).
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: James Brennan · Brenson Realty, Inc.
Payment estimate
$4,329
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,999 · Loan: $521,991
- Principal & Interest
- $3,207
- Property tax (1.25%)
- $604
- Homeowners insurance
- $300
- Mortgage insurance
- $217
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $20,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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