346 San Bernardino Avenue
Sugarloaf, CA, 92386
$285,000
Original list price: $295,000
MLS: IV26016419
Beds
2
Baths
1
Sq Ft
608
Lot
0.06 ac
Year Built
1978
MLS #
IV26016419
Days on Market
198
Listed
Jan 22, 2026
Description
Modern Mountain Retreat – Fully Furnished 2BR Home with Fireplace Escape to the mountains in style with this beautifully updated 2-bedroom, 1-bath modern retreat. Perfectly blending rustic charm with contemporary comforts, this fully furnished home is move-in ready and ideal as a vacation getaway, short-term rental, or year-round residence. Step inside to discover sleek modern flooring throughout and a cozy open-concept layout centered around a stunning fireplace—perfect for those crisp mountain evenings. The kitchen features gleaming stainless steel appliances and is fully equipped for all your culinary needs. Every detail has been thoughtfully designed to offer comfort and convenience, including stylish furnishings and smart space utilization. Outside, enjoy fresh mountain air and serene surroundings—ideal for relaxing or entertaining. Whether you're looking to invest, escape, or settle in, this turnkey gem offers the best of mountain living with modern flair.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: ADRIAN LAOS · DEVINE REALTY GROUP, INC.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,357
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,500 · Loan: $256,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,653
- Property tax (1.25%)
- $297
- Homeowners insurance
- $300
- Mortgage insurance
- $107
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $9,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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