346 San Bernardino Avenue
Sugarloaf, CA, 92386
$285,000
MLS: IV26016419
Beds
2
Baths
1
Sq Ft
608
Lot
0.06 ac
Year Built
1978
MLS #
IV26016419
Days on Market
21
Listed
Jan 22, 2026
Description
Modern Mountain Retreat – Fully Furnished 2BR Home with Fireplace Escape to the mountains in style with this beautifully updated 2-bedroom, 1-bath modern retreat. Perfectly blending rustic charm with contemporary comforts, this fully furnished home is move-in ready and ideal as a vacation getaway, short-term rental, or year-round residence. Step inside to discover sleek modern flooring throughout and a cozy open-concept layout centered around a stunning fireplace—perfect for those crisp mountain evenings. The kitchen features gleaming stainless steel appliances and is fully equipped for all your culinary needs. Every detail has been thoughtfully designed to offer comfort and convenience, including stylish furnishings and smart space utilization. Outside, enjoy fresh mountain air and serene surroundings—ideal for relaxing or entertaining. Whether you're looking to invest, escape, or settle in, this turnkey gem offers the best of mountain living with modern flair.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: ADRIAN LAOS · DEVINE REALTY GROUP, INC.
Payment estimate
$2,280
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,500 · Loan: $256,500
- Principal & Interest
- $1,576
- Property tax (1.25%)
- $297
- Homeowners insurance
- $300
- Mortgage insurance
- $107
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $9,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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