3520 Needles Hwy 5
Needles, CA, 92363
$159,999
Original list price: $215,000
MLS: IG26121739
Beds
2
Baths
2
Sq Ft
752
Lot
0.06 ac
Year Built
1981
MLS #
IG26121739
Days on Market
154
Listed
Jun 5, 2026
Description
REDUCED! MOTIVATED SELLER — SELLER FINANCING AVAILABLE! MOTIVATED SELLER IS A BUYER’S GAIN! Don’t miss this beautifully renovated 2-bedroom, 1.5-bath river retreat located in the highly sought-after Rainbow Beach Resort on the Colorado River. With a reduced price and seller financing available, this is a great opportunity to start enjoying the river lifestyle! Step inside to a bright, open-concept floor plan featuring all-new kitchen cabinetry, updated countertops, a spacious pantry, and new appliances, including a smart refrigerator, dishwasher, and gas stove. The living and dining areas flow seamlessly together, making the home perfect for entertaining. The primary bathroom has been beautifully updated with a walk-in shower and abundant lighting, creating a fresh, spa-like feel. One of the standout features is the attached 6-car garage, providing exceptional space for boats, side-by-sides, jet skis, vehicles, trailers, and all your river and desert toys. A separate storage shed offers even more room for tools, fishing gear, and seasonal items. Enjoy your private side and backyard area, ideal for outdoor dining, barbecues, entertaining, or relaxing after a day on the river. Rainbow Beach Resort amenities include private Colorado River access, private boat ramp, boat docks, sandy beach, community swimming pool, playground, and an on-site restaurant and full-service bar with indoor and outdoor seating. Space rent also includes water, sewer, and trash, helping simplify monthly expenses. Whether you're searching for a full-time residence or the perfect Colorado River getaway, this move-in-ready home has it all.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Susan Schiveley · Innovative Property Solutions
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,067
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $16,000 · Loan: $143,999
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $975
- Property tax (1.25%)
- $167
- Homeowners insurance
- $300
- Mortgage insurance
- $60
- HOA dues
- $565
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $5,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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