3525 Gold Stone Lane
Rosamond, CA, 93560
$414,000
MLS: 26001532
Beds
3
Baths
2
Sq Ft
1,602
Lot
0.19 ac
Year Built
1992
MLS #
26001532
Days on Market
65
Listed
Feb 20, 2026
Description
Short Sale Opportunity! This 3-bedroom, 2-bath home offers 1,602 sq. ft. of living space and sits on a desirable corner lot with low-maintenance desert landscaping. Built in 1992, the home features a functional floor plan with spacious living areas and comfortable bedrooms. Great potential for buyers looking to add personal touches or investors seeking value. Convenient location with added curb appeal from its corner setting. Property sold as-is. Short sale subject to lender approval
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Mary Kornock · RE/MAX All-Pro
Payment estimate
$3,090
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,400 · Loan: $372,600
- Principal & Interest
- $2,289
- Property tax (1%)
- $345
- Homeowners insurance
- $300
- Mortgage insurance
- $155
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,490 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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