3550 Topaz Lane
Lancaster, CA, 93535
$639,999
MLS: 26006856
Beds
6
Baths
3
Sq Ft
2,933
Lot
0.15 ac
Year Built
2013
MLS #
26006856
Days on Market
5
Listed
Sep 2, 2026
Description
Welcome to 3550 Topaz Lane, an impressive Lancaster home offering 6 bedrooms and more than $170,000 in upgrades throughout. Designed with space, comfort, and functionality in mind, this home features a highly desirable full bedroom and bathroom downstairs, ideal for guests, extended family, or multigenerational living. From the moment you step inside, you'll notice the attention to detail and extensive improvements that set this property apart. The spacious floor plan provides plenty of room to entertain, work from home, and enjoy everyday living, while the generous bedroom count gives everyone their own space. With over $170,000 invested into the property, this is far from your typical home. Every improvement has helped create a residence that feels elevated, functional, and ready for its next owner. The downstairs bedroom and full bath add even more versatility to an already exceptional layout. Located in Lancaster with convenient access to shopping, dining, schools, parks, and major commuter routes, 3550 Topaz Lane delivers the space and upgrades today's buyers are looking for. With 6 bedrooms, a downstairs bedroom and bath, and over $170,000 in upgrades, this is one you won't want to miss.
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26193571
Listed by: Martin Hernandez · Luxury Collective
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,927
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,000 · Loan: $575,999
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,721
- Property tax (1.25%)
- $667
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. Mike Watson knows the Lake Los Angeles and east-AV acreage market and has guided buyers here since 2005. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $22,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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