3581 Fernwood Street
Rosamond, CA, 93560
$409,999
MLS: 26006454
Beds
4
Baths
2
Sq Ft
1,660
Lot
0.18 ac
Year Built
1990
MLS #
26006454
Days on Market
0
Listed
Aug 18, 2026
Description
First Time Ever on the Market - Original Owner Home! Perfectly positioned on a premium corner lot, this spacious home offers the ideal location for anyone commuting to Edwards Air Force Base or needing quick access to the 14 Freeway. Inside you'll find 4 bedrooms, 2 bathrooms, a comfortable layout, and a brand-new A/C system, giving you peace of mind and energy-efficient comfort for years to come. Need extra space? The garage features a flex area that's perfect for a home gym, workshop, hobby room, or extra storage--while still leaving room to park two vehicles. Homes with this combination of location, size, and updates don't stay on the market long. Competitively priced to sell quickly, this is an incredible opportunity whether you're a first-time buyer, military family, or investor looking for long-term value. Refrigerator, washer and dryer also included in sale! Bigger than it looks. Better than expected. Schedule your private showing today before someone else calls it home!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Nikolle Gonzales · Sync Brokerage, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,169
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $368,999
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,374
- Property tax (1%)
- $342
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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