ActiveSingleFamilyResidence

3662 Loma Vista Road

Ventura, CA, 93003

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$925,000

MLS: V1-35715

Beds

3

Baths

2

Sq Ft

1,288

Lot

0.16 ac

Year Built

1948

MLS #

V1-35715

Days on Market

12

Listed

Apr 10, 2026

Description

There is a quiet kind of beauty in a home that has been truly loved and this timeless 1948 residence is a rare and meaningful example. Cherished by the same owner for over forty years, it carries with it a sense of warmth, care, and enduring pride that can be felt the moment you arrive. Affectionately known as 'The Yellow House,' this single-story home offers 3bd, and 2ba, thoughtfully laid out and rich with original character. Stunning hardwood floors run throughout. The classic lath and plaster walls and elegant coved ceilings with their soft, graceful curves create a sense of architectural charm that is simply not found in today's standard construction.The kitchen remains beautifully original, featuring unique radius cabinetry and a lovely beveled glass door that adds a touch of vintage artistry. Meaningful details that speak to the craftsmanship of another era.A formal dining room with large stationary windows invites gatherings filled with light and connection, while newer windows and an updated heater provide comfort and peace of mind. Step outside to a generously sized lot complete with a detached two-car garage and an original BBQ room being used as a studio.Adding to its appeal, the property is situated on an R1-6 zoned lot, offering exciting potential for additional units or ADU opportunities (buyer to verify). Whether you envision expanding, creating multi-generational living, or exploring investment possibilities, this property offers flexibility.Set within a walkable community, this home is ideally located near 2 hospitals, shopping, and the beach, blending everyday convenience with coastal lifestyle. This home is ready for its next chapter of possibilities.

Location

Ventura, Ventura County, CA 93003

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Listed by: Karen Heyrend · BHHS California Properties

Payment estimate

$6,725

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $92,500 · Loan: $832,500

%
Principal & Interest
$5,115
Property tax (1.25%)
$964
Homeowners insurance
$300
Mortgage insurance
$347
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $32,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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