37446 Umbrella Terrace
Palmdale, CA, 93551
$589,990
MLS: 26007555
Beds
4
Baths
4
Sq Ft
2,539
Lot
0.12 ac
Year Built
2017
MLS #
26007555
Days on Market
4
Listed
Oct 1, 2026
Description
Welcome to this spacious 4-bedroom, 4-bathroom home offering approximately 2,539 square feet of well-designed living space. The generous floor plan provides the flexibility today's buyers are looking for, with a fifth bonus room on the lower level of the home. The downstairs level features a large generously-sized suite with full bathroom, and a renovated kitchen with quartz countertops and walk-in pantry. Four bedrooms offer versatility for a growing household, guest rooms, or dedicated office space, while four bathrooms provide added convenience and privacy. The spacious living areas create an inviting setting for gatherings and everyday moments, while a fully landscaped backyard offers a tranquil retreat. The Ana Verde community features parks, local schools, scenic mountain views, and neighborhood walking trails, all just minutes from the freeway. If you are looking for more room to spread out or a home that can adapt as your needs change, this property offers an excellent combination of size, functionality, and flexibility. Come see the space and possibilities this home has to offer.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26213065
Listed by: Andrew Aro · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,769
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,999 · Loan: $530,991
Average 30-yr fixed rate 7.28% as of Oct 1, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,633
- Property tax (1.25%)
- $615
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 1, 2026
- 30-year fixed
- 7.28%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $20,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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