37630 E 12th Street
Palmdale, CA, 93550
$387,900
MLS: 26002861
Beds
2
Baths
2
Sq Ft
924
Lot
0.10 ac
Year Built
1986
MLS #
26002861
Days on Market
17
Listed
Apr 9, 2026
Description
Location...Location .... Location, close to the 14th Fwy, schools, shopping centers and more
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Claudia Perdomo · eXp Realty of California, Inc.
Payment estimate
$2,995
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,790 · Loan: $349,110
- Principal & Interest
- $2,145
- Property tax (1.25%)
- $404
- Homeowners insurance
- $300
- Mortgage insurance
- $145
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $13,577 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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