ActiveSingleFamilyResidence

37711 San Ysidro

Palmdale, CA, 93550

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$425,000

MLS: SR26040681

Beds

3

Baths

3

Sq Ft

1,600

Lot

0.10 ac

Year Built

1984

MLS #

SR26040681

Days on Market

45

Listed

Feb 24, 2026

Description

Charming two-story 3 bedroom + 3 bathroom home in Palmdale. This inviting property features a formal dining room, a separate laundry room, and a cozy brick fireplace in the living room. The spacious, open kitchen offers plenty of room for cooking and gathering. The primary bedroom is conveniently located downstairs and includes a walk-in closet. The gated front yard provides space for gardening while the backyard offers a great area for outdoor enjoyment and entertaining. Priced attractively - this home presents a fantastic opportunity for a buyer to personalize the home.

Location

Palmdale, Los Angeles County, CA 93550

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Listed by: Fernanda Ornelas · Ornelas Properties

Payment estimate

$3,327

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500

%
Principal & Interest
$2,425
Property tax (1.25%)
$443
Homeowners insurance
$300
Mortgage insurance
$159
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 28, 2026

30-year fixed
6.53%
15-year fixed
5.87%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Palmdale, CA in context

Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.