38218 Chapelle Street
Palmdale, CA, 93552
$589,900
Original list price: $599,900
MLS: SR26191486
Beds
4
Baths
3
Sq Ft
2,532
Lot
0.16 ac
Year Built
2022
MLS #
SR26191486
Days on Market
59
Listed
Sep 1, 2026
Description
Welcome home to this beautifully maintained 2022-built home offering four spacious bedrooms, three full bathrooms, a versatile upstairs loft, and a three-car tandem garage! The highly desirable floor plan features a bedroom and full bathroom downstairs, perfect for guests, extended family, or a private home office. Newly installed vinyl wood flooring flows throughout the downstairs and into the open-concept living space. The spacious kitchen is designed for both entertaining and everyday living with a huge center island, granite countertops, abundant cabinet space, and a large walk-in pantry. Solar panels help keep electric bills low, adding energy efficiency and potential monthly savings. Upstairs, you'll find a generous loft, conveniently located laundry room, and spacious secondary bedrooms. The oversized primary suite features a large walk-in closet and an en-suite bathroom with a garden tub, separate walk-in shower, and plenty of space to unwind. Enjoy a low-maintenance yard with plenty of room to add a swimming pool someday. Located in a desirable neighborhood within walking distance to a local school and ideally situated for those commuting to the area's major aerospace employers. Built recently, thoughtfully designed, and truly move-in ready. Call for your appointment today!
Location
Palmdale, Los Angeles County, CA 93552
Open on Google Maps ↗Also listed on GAVAR · MLS# 26006848
Listed by: Megan Bohannan · Luxury Collective
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,754
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,990 · Loan: $530,910
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,618
- Property tax (1.25%)
- $614
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale fits buyers who want Plant 42 access, west-side foothill streets in 93551, or east-of-the-14 value. The side of town matters more than the city slogan. Anaverde and Rancho Vista share 93551 and do not share the same HOA or tax bill. Central Palmdale is 93550. East Palmdale includes 93552 and 93591. Mike Watson, Keller Williams in Palmdale, DRE #01712313, licensed since 2005, prices those pockets separately. Open the west or east hub first. If Edwards is also in the household, use the two-gate housing guide next to the Plant 42 page. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $20,647 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93552 (Palmdale)within ±10% of this home's price and size.
Local Market Stats
See Palmdale, CA 93552 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.