ActiveSingleFamilyResidence

38350 San Mateo Avenue

Palmdale, CA, 93551

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$499,900

MLS: V1-36864

Beds

4

Baths

3

Sq Ft

1,965

Lot

0.30 ac

Year Built

1986

MLS #

V1-36864

Days on Market

0

Listed

Jun 22, 2026

Description

Endless possibilities await at 38350 San Mateo Avenue! Nestled on an expansive 13,222 square foot lot, this two-story Palmdale home offers 4 bedrooms, 3 bathrooms, and a spacious 3-car garage. Combining size, location, and future potential, this property presents a unique opportunity for buyers looking to create something special.The generous floor plan provides multiple living areas and comfortable bedroom accommodations, while the oversized backyard offers abundant space for outdoor entertaining, recreational use, future improvements, or potential ADU. The expansive lot is also large enough to accommodate the dream backyard you've always wanted, including the potential for a custom pool, outdoor kitchen, entertaining area, and more. With a lot of this size, opportunities are limited only by your imagination.Conveniently located near parks, schools, shopping, restaurants, and major retail centers, you'll enjoy easy access to everything Palmdale has to offer. Commuters will appreciate the property's proximity to the 14 Freeway, providing convenient travel throughout the region.Whether you're searching for a home to renovate and personalize, a long-term investment opportunity, or a property with room for future expansion, this residence delivers exceptional potential. A little TLC can go a long way in transforming this property into a true showcase. Don't miss your chance to own a large-lot home in a well-established neighborhood with endless possibilities.

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Saul Aguilar · RE/MAX Gold Coast REALTORS

Payment estimate

$3,843

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910

%

Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,835
Property tax (1.25%)
$521
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 18, 2026

30-year fixed
6.47%
15-year fixed
5.81%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Palmdale, CA in context

Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Palmdale, CA 93551 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.