38637 Sumac Avenue
Palmdale, CA, 93550
$455,000
MLS: 26002547
Beds
4
Baths
2
Sq Ft
1,324
Lot
0.15 ac
Year Built
1954
MLS #
26002547
Days on Market
122
Listed
Mar 28, 2026
Description
Ready for your high efficiency pool home? Here it is! Palmdale Pool Home with 4 bedrooms and 2 bathrooms. This home features triple pane windows, new tankless water heater, upgraded electrical panel, foam insulated walls, and zone heating and cooling. 2 Evaporative coolers and central heat, plus gas stove. Whole home water filtration system. Living room has vaulted wood ceilings with large windows that create a bright open space. Remodeled kitchen with new stainless steel appliances. Spacious master bedroom with 2 closets (1 walk-in!). Remodeled en-suite master bathroom. 3 secondary bedrooms. Remodeled hall bath with Jacuzzi tub. New carpet, faux wood window covers, and paint throughout. The private backyard is a great entertaining space with 2 covered patio areas. Enjoy the pebble tech in-ground pool, with all upgraded plumbing and newer equipment. Fully fenced for safety.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26090571
Listed by: Kimberly Juday · The Market
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,554
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,500 · Loan: $409,500
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,610
- Property tax (1.25%)
- $474
- Homeowners insurance
- $300
- Mortgage insurance
- $171
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,925 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93550 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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