38661 Talbot Drive
Big Bear Lake, CA, 92315
$499,900
MLS: IG26165378
Beds
3
Baths
2
Sq Ft
1,884
Lot
0.45 ac
Year Built
1995
MLS #
IG26165378
Days on Market
4
Listed
Aug 6, 2026
Description
Lakeview Retreat with Feeling of Seclusion ~ Nestled on an expansive 19,600+ sq ft lot, this legacy mountain retreat was built by the current owners in 1995 ~ It offers partial lake views, a versatile floor plan, and the illusion of seclusion while remaining just minutes from all that Big Bear has to offer ~ The lower level is currently being used as a game room and additional sleeping quarters, complete with a convenient wet bar, making it an ideal space for entertaining family and friends ~ The main living level features a spacious bedroom, full bathroom, and open living room with an impressive rock fireplace, kitchen, dining area, and laundry conveniently tucked away in a closet ~ Soaring vaulted tongue-and-groove ceilings create a warm mountain ambiance, while two sliding glass doors open onto the balcony where you can relax and enjoy the peaceful setting and partial lake views ~ The upper level overlooks the living area below and offers two additional bedrooms, a full bathroom, and picturesque lake views from the front-facing windows ~ The oversized lot provides exceptional outdoor space with mature trees and a private mountain setting that creates the illusion of seclusion without sacrificing convenience ~ Ideally located just minutes from Big Bear Lake, the Village, ski resorts, golf course, Alpine Zoo, and miles of hiking and biking trails, this property is perfectly suited as a full-time residence, vacation getaway, or investment opportunity ~ Mountain charm, flexible living space, and coveted lake views combine to create an exceptional Big Bear retreat.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Will Rahill · KELLER WILLIAMS BIG BEAR
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,908
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,900
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear Lake)within ±10% of this home's price and size.
$499,000
43091 Bear Creek Court
Big Bear Lake, 92315
$499,999
390 Canvasback Rd
Big Bear Lake, 92315
$529,900
43602 Bow Canyon Lane
Big Bear, 92315
$539,000
788 Silver Tip
Big Bear Lake, 92315
$549,500
43063 Goldmine Woods Lane
Big Bear, 92315
Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.