490 Vista
Big Bear Lake, CA, 92315
(No pictures available yet)
$619,900
MLS: IG26091798
Beds
3
Baths
2
Sq Ft
1,680
Lot
0.32 ac
Year Built
1976
MLS #
IG26091798
Days on Market
1
Listed
Apr 28, 2026
Description
Just three blocks from the Lake, this recently renovated home offers the perfect blend of location, space, and comfort. Featuring 3 bedrooms and 2 bathrooms, the layout is designed for everyday living, weekend getaways, or proven rental income. The updated kitchen includes stainless steel appliances: range, refrigerator, microwave, and dishwasher, paired with sleek granite countertops for a modern touch. Warm and inviting, each level boasts its own fireplace, creating cozy spaces to relax yearround. Wood-like laminate flooring runs throughout, adding durability and style. Set on an expansive 13,940 sq ft lot, the property offers plenty of room to enjoy the outdoors. The huge decking area is ideal for entertaining, morning coffee, or taking in the scenic mountain views. Additional highlights include natural gas heating, washer-and-dryer hookups, and ample parking for guests and multiple vehicles. A rare opportunity to own a move-in-ready home in a prime location close to the lake. Furnishings are negotiable.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Michael Dolan · KELLER WILLIAMS BIG BEAR
Payment estimate
$4,708
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,990 · Loan: $557,910
- Principal & Interest
- $3,530
- Property tax (1.25%)
- $646
- Homeowners insurance
- $300
- Mortgage insurance
- $232
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $21,697 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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