490 Vista
Big Bear Lake, CA, 92315
$599,900
Original list price: $619,900
MLS: IG26091798
Beds
3
Baths
2
Sq Ft
1,680
Lot
0.32 ac
Year Built
1976
MLS #
IG26091798
Days on Market
95
Listed
Apr 28, 2026
Description
Just three blocks from the Lake, this recently renovated home offers the perfect blend of location, space, and comfort. Featuring 3 bedrooms and 2 bathrooms, the layout is designed for everyday living, weekend getaways, or proven rental income. The updated kitchen includes stainless steel appliances: range, refrigerator, microwave, and dishwasher, paired with sleek granite countertops for a modern touch. Warm and inviting, each level boasts its own fireplace, creating cozy spaces to relax yearround. Wood-like laminate flooring runs throughout, adding durability and style. Set on an expansive 13,940 sq ft lot, the property offers plenty of room to enjoy the outdoors. The huge decking area is ideal for entertaining, morning coffee, or taking in the scenic mountain views. Additional highlights include natural gas heating, washer-and-dryer hookups, and ample parking for guests and multiple vehicles. A rare opportunity to own a move-in-ready home in a prime location close to the lake. Furnishings are negotiable.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Michael Dolan · KELLER WILLIAMS BIG BEAR
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,619
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,990 · Loan: $539,910
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,470
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $20,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear Lake)within ±10% of this home's price and size.
$549,500
43063 Goldmine Woods Lane
Big Bear, 92315
$549,900
696 Menlo Drive
Big Bear Lake, 92315
$550,000
986 Cameron Drive
Big Bear Lake, 92315
$560,000
39945 Trail Of The Whispering Pines
Big Bear Lake, 92315
$574,900
580 St Anton Court
Big Bear Lake, 92315
$575,000
40348 Cliff Lane
Big Bear, 92315
Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.