38726 4th Street E
Palmdale, CA, 93550
(No pictures available yet)
$625,000
MLS: SR26104734
Beds
6
Baths
4
Sq Ft
2,420
Lot
0.19 ac
Year Built
2006
MLS #
SR26104734
Days on Market
1
Listed
May 14, 2026
Description
Excellent investment opportunity featuring a spacious duplex offering a total of 2,420 sq. ft. of living space. Each unit features 3 bedrooms, 2 bathrooms, approximately 1,210 sq. ft., and an attached 1-car garage, providing comfortable layouts ideal for owner-users, extended living arrangements, or rental income potential. Situated on a generously sized lot with ample driveway parking, this property offers flexibility and long-term value. The units feature functional floor plans with bright living areas, spacious kitchens, and private living spaces designed for everyday comfort. Conveniently located near shopping, dining, schools, and commuter routes, this duplex presents a fantastic opportunity for investors or buyers looking to live in one unit while generating income from the other. Great potential with room to make it your own.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Jovani Paredes · JohnHart Real Estate
Payment estimate
$4,752
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,500 · Loan: $562,500
- Principal & Interest
- $3,566
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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