ActiveSingleFamilyResidence

38924 Malva Rosa Drive

Palmdale, CA, 93551

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$999,000

MLS: 26636493

Beds

5

Baths

4

Sq Ft

4,266

Lot

0.17 ac

Year Built

2023

MLS #

26636493

Days on Market

45

Listed

Jan 13, 2026

Description

Newer construction showcasing refined upgrades and resort-style living, this beautifully enhanced residence offers an elevated blend of modern elegance, comfort, and functionality. A light-filled open floor plan welcomes you through a gracious entry and flows seamlessly into the main living areas, accented by a cozy fireplace and sophisticated interior stonework that adds warmth and architectural depth. The thoughtfully designed layout includes a desirable main-floor bedroom, ideal for guests or multi-generational living. Since ownership, the home has been professionally hardscaped and landscaped, featuring mature palm trees and additional plantings, enhanced exterior stone detailing to elevate the faade, and a private backyard retreat complete with a sparkling pool and jacuzzicreating an ideal setting for entertaining or everyday relaxation. Ideally situated near schools, shopping, parks, and dining, this exceptional home offers a refined lifestyle with the perfect balance of comfort, style, and convenience in a sought-after Palmdale neighborhood.

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Sandy Dunkley · Equity Los Angeles

Payment estimate

$7,239

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $99,900 · Loan: $899,100

%
Principal & Interest
$5,524
Property tax (1.25%)
$1,041
Homeowners insurance
$300
Mortgage insurance
$375
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $34,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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