38924 Malva Rosa Drive
Palmdale, CA, 93551
$980,000
Original list price: $1,100,000
MLS: 26636493
Beds
5
Baths
4
Sq Ft
4,266
Lot
0.17 ac
Year Built
2023
MLS #
26636493
Days on Market
75
Listed
Jan 13, 2026
Description
Newer construction showcasing refined upgrades and resort-style living, this beautifully enhanced residence offers an elevated blend of modern elegance, comfort, and functionality. A light-filled open floor plan welcomes you through a gracious entry and flows seamlessly into the main living areas, accented by a cozy fireplace and sophisticated interior stonework that adds warmth and architectural depth. The thoughtfully designed layout includes a desirable main-floor bedroom, ideal for guests or multi-generational living. Since ownership, the home has been professionally hardscaped and landscaped, featuring mature palm trees and additional plantings, enhanced exterior stone detailing to elevate the faade, and a private backyard retreat complete with a sparkling pool and jacuzzicreating an ideal setting for entertaining or everyday relaxation. Ideally situated near schools, shopping, parks, and dining, this exceptional home offers a refined lifestyle with the perfect balance of comfort, style, and convenience in a sought-after Palmdale neighborhood.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Sandy Dunkley · Equity Los Angeles
Payment estimate
$7,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,000 · Loan: $882,000
- Principal & Interest
- $5,563
- Property tax (1.25%)
- $1,021
- Homeowners insurance
- $300
- Mortgage insurance
- $368
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $34,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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