ActiveSingleFamilyResidence

3900 Obsidian

San Bernardino, CA, 92407

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$674,900

MLS: CV26124565

Beds

4

Baths

3

Sq Ft

2,593

Lot

0.12 ac

Year Built

2007

MLS #

CV26124565

Days on Market

8

Listed

Jun 8, 2026

Description

Beautifully updated Rosena Ranch residence featuring 4 bedrooms, 3 bathrooms, and approximately 2,593 square feet of living space. Fresh interior paint and new flooring enhance the bright and inviting floor plan. Spacious living areas provide flexibility for entertaining and everyday living, while the functional layout offers comfort and convenience throughout. Located in the highly desirable Rosena Ranch community, residents enjoy access to resort-style amenities including a clubhouse, fitness center, two pools, splash park, spa, parks, walking trails, and community events. Conveniently situated near the K-8 school, shopping, dining, and easy freeway access. An exceptional opportunity to enjoy the Rosena Ranch lifestyle in a move-in ready home.

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Jason Khorramian · MAINSTREET REALTORS

Payment estimate

$5,223

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $67,490 · Loan: $607,410

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$3,847
Property tax (1.25%)
$703
Homeowners insurance
$300
Mortgage insurance
$253
HOA dues
$120
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $23,622 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See San Bernardino, CA 92407 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.